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Each card is coated with a UV protectant on the outside surface which produces a semi-gloss finish

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While the US Food and Drug Administration has announced plans to develop a proposed product standard would that establish a maximum nicotine level to reduce the addictiveness of cigarettes and other combusted tobacco products, the reduction of nicotine to non-addictive levels must ultimately extend to all tobacco products, including e-cigarettes

If a claim is made on your policy after you pass away and it is discovered that you were a smoker at the time of application, the claim can be denied