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But in recent years, cigarette smoking has had a strange cultural resurgence

So, one starts appreciating finer things is life

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Power score: 697 (2nd) Wallethub Customer Rating: 2.9 Trustpilot: 2 Consumer Affairs: 1.6 Max coverage: $10 million No-exam policy available: Yes Terms available: 10,20, 30 Ages supported: 18 to 75 Riders and options: Children's term, select term, waiver of premium for disability, flexible care benefit, accidental death, chronic illness benefit Cheap Life Insurance for Smokers: Buying Guide The most affordable life insurance policy depends on your coverage needs, health, age and financial goals

These risk factors include smoking, high blood pressure, high blood cholesterol and obesity